Meet Your Mortgage Advisor
My clients get options that maximize their wealth.
Options that work for them, not thier bank.
The #1 Mortgage App in Canada
Download my Mortgage App to have the confidence
of knowing what your home will cost and
what you qualify for!
Renewal is an ideal time to reassess your financial goals and to take advantage of great rates. But if you just sign with your current lender without shopping around, you’re probably losing money.
Helping to consolidate debt, accessing your home’s equity or lowering your monthly payments can do wonders for your well being. Stop the stress and let me try and get you back in the black.
My mission is to be the home financing partner that you trust to serve your family, friends and community. My commitment is to deliver an exceptional experience that requires the least amount of disruption to my clients lives. My unwavering dedication to integrity, honesty and ethics is the foundation of all my relationships.
Frequently Asked Questions
What is a Mortgage Broker?
A mortgage broker is a trained professional that will help you find and get the best mortgage product for your unique situation. They have access to many different lenders from big banks, credit unions, and specialty lenders who offer a variety of loans. Your broker will search the market on your behalf, searching for the best product to suit your needs. (Think of a personal financial shopper who finds you the best deal for your needs.)
What's the difference between a bank and a broker?
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.
How much does your services cost?
My services are free for 99% of clients as I get paid directly by lenders for finding qualified home buyers.
For the 1% of people where a fee is charged, it is only when the most challenging credit solutions are required, and it’s especially under those circumstances that a mortgage professional can do for you what nobody else can.
What is a Pre-Approval?
Despite what many lenders will tell you, a pre-approval is nothing more than a rate guarantee from a lender for a specified period of time (usually up to 120 days) and for a set amount of money. Because every final approval is subject to several conditions, one of which is the subject property you are looking to buy, a lender cannot give you 100% certainty of an approval until all the documents have been reviewed AND your property has been selected.
Anyone who tells you otherwise is not being completely honest with you.
You can reach me by email, or phone/text at 204-296-5722. I will always answer my phone unless I am already on the line or currently working with a client. If you would like to specify the best specific time for me to call you, please click here to schedule a call at a time that is convenient for you. use the form below, or if you prefer, you can to email me.
I am extremely responsive to web inquiries. My goal is to contact every person within 2 hours from 9 AM to 6 PM, Monday to Friday. On the weekends, response time can be delayed.